The 2 Things You Must Do Before Closing On That Home

Karin Carr, Owner
Published on September 7, 2016

Once upon a time, in a sleepy little town in Minnesota, a man with big ideas and lots of vacant land decided to build a subdivision. The problem he faced was that his parcel was zoned for commercial development. City leaders, however, were more than accommodating when he asked for a zoning change on enough of the land to build 170 houses. The rest of the parcel retained the commercial zoning designation.


The subdivision was developed, homes were built and families moved in. It became one of the more in-demand neighborhoods because of the majestic and natural beauty of the heavily wooded acreage that fronted it.


Almost 30 years later, the original landowner’s son, who inherited the vacant parcel when his father died, decided to sell it and a major big-box retailer decided to purchase it. The plan is for a 24-hour, 180,000 square-foot superstore, directly across the street from the sleepy little neighborhood.


Environmental impact studies show that traffic in the area will go from 2,000 vehicles per day to a whopping 14,000. The back of the superstore will face the neighborhood. The back of the store is where huge diesel trucks make their deliveries in the middle of the night – big trucks that beep when they back up and idle while they unload.


Homeowners are upset, to say the least. Although hundreds attended each city council meeting in which the subject of the new commercial development was discussed, voicing their concerns over the noise, the traffic and the decimation of their home’s value, the city council finally granted the store’s developers their conditional use permit.


The Moral of the Story


Homes surrounded by open space are attractive to many home buyers. For these people, you just can’t put a price on the seclusion and serenity such a location offers. Vacant land near a residential area, however, should raise a red flag. After all, if it’s vacant, it’s buildable.


The only way to find out for certain if anything is planned for the vacant land is to consult with the local city government.




A northern California real estate agent represented Jack, who owned a 5-acre ranchette that he wanted to sell. Situated on a prime piece of Wine Country real estate Jack purchased the property several years ago and paid a hefty price.


Because he didn’t bother checking the zoning in the area, Jack lost about half of the value of his home when the property fronting his was purchased by someone who then used the land to slaughter and butcher pigs.


Zoning rules also affect how you can use your own property. If you plan on operating a business out of your home, remodel the house or add structures, park a boat or RV in your driveway, or even cut down trees you will need to check your area’s zoning rules.


Check the zoning of nearby vacant land or the property you want to purchase by going to your county’s courthouse or planning department. Don’t forget to ask for the long-term plan for the area as well.




It’s hard to think of doing a background check when you’re in love with a house, but it’s critical to do so. One of the checks that most homebuyers fail to run is the property’s tax history. Real estate taxes go up – that’s a given. But knowing how quickly and how high the taxes on the home of your dreams have moved in the past is important information.


This is especially pertinent if you’re purchasing in a new development where there is a greater need for services. Excessively high property taxes make a huge impact on your monthly payment.


Known as “tax traps” by’s Marcie Geffner, they include unexpected reassessments and rate hikes, among other unanticipated surprises. She suggests that you check with the local tax assessor to determine the following:


  • How the assessor calculates taxes
  • If the home will be reassessed when you purchase it
  • The date of the next reassessment
  • Which exemptions, if any, apply


There is much to consider when purchasing a home. Don’t allow your emotions to get the best of you, do your research and that home may just turn out to be one of the best investments you’ll make.


About the Author: The above article Life is tough when your credit score stinks, so let’s fix it was provided by Karin Carr, an authority on Cherokee County real estate and a leader in the field of real estate blogging.  Karin has helped literally helped almost 200 families buy and sell homes since 2005.  If you are in the market to BUY or SELL a home, she can be reached via email at [email protected] or by phone at 404-855-1807.

If you need help buying or selling outside of the Atlanta area, I can help you find a great Realtor®.  Just ask!

Are you thinking of selling your home? I’m very good at marketing homes to sell quickly, and for more money. If you’re a first-time home buyer then you’ll be in good hands. I’ve helped countless first-time home buyers through the entire process of buying that first home! I have a real passion for helping folks buy and sell homes here in the great state of Georgia and I would love to connect with you!

I help people buy and sell real estate in the following north Georgia cities: Acworth, Ball Ground, Canton, Kennesaw, Woodstock, White, Roswell, Milton, Alpharetta, Dallas, Powder Springs, and the surrounding areas.

Powered by WPeMatico

Contact Us!

Sell Your Property With Us
Get Started Now